Call reports 2013
CALIFORNIA BUSINESS BANK — 2013
What CALIFORNIA BUSINESS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 51,277,000 | 46,116,000 | 45,593,000 | 43,966,000 |
| Total loans | 38,307,000 | 35,060,000 | 34,505,000 | 34,293,000 |
| Allowance for loan losses | 2,372,000 | 2,372,000 | 1,915,000 | 1,792,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,387,000 | 44,752,000 | 36,836,000 | 36,462,000 |
| Interest-bearing deposits | 40,486,000 | 36,256,000 | 31,377,000 | 31,985,000 |
| Noninterest-bearing deposits | 8,900,000 | 8,496,000 | 5,459,000 | 4,476,000 |
| Equity capital | 1,479,000 | 1,060,000 | 7,858,000 | 5,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,149,000 | 1,675,000 | 2,199,000 |
| Interest expense | 87,000 | 169,000 | 243,000 | 312,000 |
| Net interest income | 522,000 | 980,000 | 1,432,000 | 1,887,000 |
| Noninterest income | 92,000 | 140,000 | 183,000 | 167,000 |
| Noninterest expense | 1,050,000 | 1,975,000 | 3,595,000 | 5,233,000 |
| Provision for loan losses | 0 | 0 | 0 | 700,000 |
| Pretax income | -436,000 | -855,000 | -1,980,000 | -3,879,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -436,000 | -856,000 | -1,981,000 | -3,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,479,000 | 1,060,000 | 7,858,000 | 5,970,000 |
| Total capital | 1,969,000 | 1,498,000 | 8,289,000 | 6,386,000 |
| Risk-weighted assets | 37,251,000 | 33,089,000 | 32,904,000 | 31,819,000 |