Call reports 2011
CALIFORNIA BUSINESS BANK — 2011
What CALIFORNIA BUSINESS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 103,377,000 | 91,198,000 | 97,406,000 | 88,759,000 |
| Total loans | 76,027,000 | 70,213,000 | 69,846,000 | 65,130,000 |
| Allowance for loan losses | 2,929,000 | 3,458,000 | 3,464,000 | 3,475,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,015,000 | 83,810,000 | 90,715,000 | 83,528,000 |
| Interest-bearing deposits | 77,277,000 | 71,756,000 | 73,726,000 | 63,625,000 |
| Noninterest-bearing deposits | 11,738,000 | 12,054,000 | 16,989,000 | 19,903,000 |
| Equity capital | 8,231,000 | 7,123,000 | 6,378,000 | 4,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,068,000 | 1,999,000 | 3,014,000 | 3,904,000 |
| Interest expense | 226,000 | 442,000 | 645,000 | 821,000 |
| Net interest income | 842,000 | 1,557,000 | 2,369,000 | 3,083,000 |
| Noninterest income | 162,000 | 203,000 | -66,000 | -682,000 |
| Noninterest expense | 1,082,000 | 2,207,000 | 3,484,000 | 4,940,000 |
| Provision for loan losses | 0 | 5,303,000 | 5,309,000 | 5,410,000 |
| Pretax income | -78,000 | -5,750,000 | -6,490,000 | -7,949,000 |
| Income tax | 0 | 408,000 | 408,000 | 408,000 |
| Net income | -78,000 | -6,158,000 | -6,898,000 | -8,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,231,000 | 7,123,000 | 6,378,000 | 4,997,000 |
| Total capital | 9,135,000 | 7,936,000 | 7,225,000 | 5,762,000 |
| Risk-weighted assets | 70,276,000 | 62,371,000 | 65,090,000 | 58,425,000 |