Call reports 2010
CALIFORNIA BUSINESS BANK — 2010
What CALIFORNIA BUSINESS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 108,538,000 | 113,910,000 | 99,846,000 | 97,204,000 |
| Total loans | 86,151,000 | 84,771,000 | 78,591,000 | 78,440,000 |
| Allowance for loan losses | 1,743,000 | 3,200,000 | 3,210,000 | 3,109,000 |
| Securities available for sale | 0 | 2,051,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,842,000 | 102,882,000 | 89,651,000 | 85,863,000 |
| Interest-bearing deposits | 81,391,000 | 76,727,000 | 71,525,000 | 70,809,000 |
| Noninterest-bearing deposits | 15,451,000 | 26,154,000 | 18,126,000 | 15,055,000 |
| Equity capital | 11,346,000 | 9,116,000 | 8,797,000 | 8,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,286,000 | 2,590,000 | 3,784,000 | 4,889,000 |
| Interest expense | 394,000 | 706,000 | 979,000 | 1,220,000 |
| Net interest income | 892,000 | 1,884,000 | 2,805,000 | 3,669,000 |
| Noninterest income | 58,000 | 81,000 | 42,000 | 135,000 |
| Noninterest expense | 993,000 | 2,053,000 | 3,220,000 | 4,495,000 |
| Provision for loan losses | 0 | 2,218,000 | 2,218,000 | 2,418,000 |
| Pretax income | 10,000 | -2,253,000 | -2,538,000 | -3,056,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 10,000 | -2,254,000 | -2,539,000 | -3,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,346,000 | 9,083,000 | 8,797,000 | 8,297,000 |
| Total capital | 12,378,000 | 10,072,000 | 9,720,000 | 9,210,000 |
| Risk-weighted assets | 81,822,000 | 76,893,000 | 71,471,000 | 70,803,000 |