Call reports 2009
CALIFORNIA BUSINESS BANK — 2009
What CALIFORNIA BUSINESS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 119,949,000 | 111,831,000 | 114,407,000 | 115,411,000 |
| Total loans | 88,226,000 | 90,033,000 | 85,907,000 | 86,307,000 |
| Allowance for loan losses | 2,035,000 | 2,035,000 | 1,312,000 | 1,763,000 |
| Securities available for sale | 13,469,000 | 9,314,000 | 4,495,000 | 4,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,567,000 | 91,485,000 | 95,686,000 | 103,598,000 |
| Interest-bearing deposits | 79,480,000 | 73,724,000 | 80,718,000 | 87,293,000 |
| Noninterest-bearing deposits | 20,087,000 | 17,761,000 | 14,968,000 | 16,306,000 |
| Equity capital | 15,100,000 | 15,030,000 | 13,170,000 | 11,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 2,517,000 | 3,784,000 | 5,087,000 |
| Interest expense | 459,000 | 903,000 | 1,314,000 | 1,806,000 |
| Net interest income | 790,000 | 1,614,000 | 2,470,000 | 3,281,000 |
| Noninterest income | 64,000 | 179,000 | 226,000 | 527,000 |
| Noninterest expense | 1,026,000 | 2,145,000 | 3,603,000 | 5,709,000 |
| Provision for loan losses | 0 | 0 | 1,400,000 | 2,247,000 |
| Pretax income | -172,000 | -160,000 | -2,074,000 | -3,915,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | -172,000 | -160,000 | -2,075,000 | -3,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,029,000 | 15,056,000 | 13,170,000 | 11,336,000 |
| Total capital | 16,199,000 | 16,240,000 | 14,317,000 | 12,445,000 |
| Risk-weighted assets | 92,688,000 | 93,828,000 | 93,110,000 | 88,053,000 |