Call reports 2006
CALIFORNIA BUSINESS BANK — 2006
What CALIFORNIA BUSINESS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 46,897,000 | 54,179,000 | 72,653,000 | 85,141,000 |
| Total loans | 10,577,000 | 27,833,000 | 37,568,000 | 53,383,000 |
| Allowance for loan losses | 80,000 | 347,000 | 470,000 | 579,000 |
| Securities available for sale | 16,833,000 | 16,630,000 | 16,624,000 | 16,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,317,000 | 37,382,000 | 55,818,000 | 68,264,000 |
| Interest-bearing deposits | 24,676,000 | 31,341,000 | 45,354,000 | 55,880,000 |
| Noninterest-bearing deposits | 4,641,000 | 6,040,000 | 10,464,000 | 12,384,000 |
| Equity capital | 17,197,000 | 16,660,000 | 16,603,000 | 16,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 1,235,000 | 2,316,000 | 3,716,000 |
| Interest expense | 193,000 | 475,000 | 955,000 | 1,566,000 |
| Net interest income | 288,000 | 760,000 | 1,361,000 | 2,150,000 |
| Noninterest income | 0 | 1,000 | 7,000 | 18,000 |
| Noninterest expense | 654,000 | 1,387,000 | 2,073,000 | 2,831,000 |
| Provision for loan losses | 46,000 | 313,000 | 436,000 | 545,000 |
| Pretax income | -412,000 | -939,000 | -1,141,000 | -1,208,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -412,000 | -940,000 | -1,142,000 | -1,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,258,000 | 16,794,000 | 16,656,000 | 16,654,000 |
| Total capital | 17,338,000 | 17,141,000 | 17,126,000 | 17,267,000 |
| Risk-weighted assets | 18,865,000 | 34,516,000 | 45,256,000 | 62,305,000 |