Call reports 2005
CALIFORNIA BUSINESS BANK — 2005
What CALIFORNIA BUSINESS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q4 |
|---|---|
| Total assets | 32,215,000 |
| Total loans | 3,436,000 |
| Allowance for loan losses | 34,000 |
| Securities available for sale | 7,978,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 14,461,000 |
| Interest-bearing deposits | 12,865,000 |
| Noninterest-bearing deposits | 1,596,000 |
| Equity capital | 17,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q4 |
|---|---|
| Interest income | 289,000 |
| Interest expense | 33,000 |
| Net interest income | 256,000 |
| Noninterest income | 0 |
| Noninterest expense | 369,000 |
| Provision for loan losses | 34,000 |
| Pretax income | -147,000 |
| Income tax | 0 |
| Net income | -147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q4 |
|---|---|
| Tier 1 capital | 17,606,000 |
| Total capital | 17,640,000 |
| Risk-weighted assets | 9,838,000 |