Call reports 2010
FIRST SECURITY BANK & TRUST COMPANY — 2010
What FIRST SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 63,911,000 | 59,288,000 | 57,075,000 | 56,849,000 |
| Total loans | 38,937,000 | 37,289,000 | 34,943,000 | 34,534,000 |
| Allowance for loan losses | 1,003,000 | 1,368,000 | 1,193,000 | 1,004,000 |
| Securities available for sale | 19,216,000 | 16,623,000 | 17,575,000 | 18,080,000 |
| Securities held to maturity | 37,000 | 35,000 | 35,000 | 34,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,794,000 | 47,020,000 | 42,594,000 | 44,086,000 |
| Interest-bearing deposits | 42,618,000 | 39,270,000 | 35,090,000 | 35,680,000 |
| Noninterest-bearing deposits | 8,176,000 | 7,750,000 | 7,504,000 | 8,406,000 |
| Equity capital | 8,609,000 | 8,496,000 | 8,407,000 | 8,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 835,000 | 1,596,000 | 2,327,000 | 3,012,000 |
| Interest expense | 177,000 | 333,000 | 461,000 | 588,000 |
| Net interest income | 658,000 | 1,263,000 | 1,866,000 | 2,424,000 |
| Noninterest income | 71,000 | 78,000 | -97,000 | 16,000 |
| Noninterest expense | 581,000 | 1,132,000 | 1,643,000 | 2,129,000 |
| Provision for loan losses | 1,072,000 | 1,428,000 | 1,428,000 | 1,546,000 |
| Pretax income | -683,000 | -887,000 | -818,000 | -751,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -683,000 | -887,000 | -818,000 | -751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,578,000 | 7,375,000 | 7,299,000 | 7,366,000 |
| Total capital | 8,138,000 | 7,897,000 | 7,807,000 | 7,831,000 |
| Risk-weighted assets | 46,971,000 | 43,239,000 | 39,948,000 | 39,770,000 |