Call reports 2009
FIRST SECURITY BANK & TRUST COMPANY — 2009
What FIRST SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 83,842,000 | 85,127,000 | 89,046,000 | 77,091,000 |
| Total loans | 46,071,000 | 46,189,000 | 44,825,000 | 43,817,000 |
| Allowance for loan losses | 1,332,000 | 976,000 | 1,479,000 | 1,484,000 |
| Securities available for sale | 32,939,000 | 31,927,000 | 31,540,000 | 28,448,000 |
| Securities held to maturity | 41,000 | 39,000 | 39,000 | 37,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,661,000 | 64,655,000 | 70,157,000 | 56,959,000 |
| Interest-bearing deposits | 52,484,000 | 57,949,000 | 62,898,000 | 49,291,000 |
| Noninterest-bearing deposits | 8,177,000 | 6,705,000 | 7,258,000 | 7,668,000 |
| Equity capital | 8,296,000 | 8,330,000 | 9,109,000 | 9,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,178,000 | 2,269,000 | 3,200,000 | 4,125,000 |
| Interest expense | 330,000 | 636,000 | 920,000 | 1,141,000 |
| Net interest income | 848,000 | 1,633,000 | 2,280,000 | 2,984,000 |
| Noninterest income | 131,000 | 212,000 | 185,000 | 265,000 |
| Noninterest expense | 598,000 | 1,145,000 | 1,638,000 | 2,110,000 |
| Provision for loan losses | 0 | 900,000 | 1,780,000 | 1,780,000 |
| Pretax income | 381,000 | -200,000 | -670,000 | -71,000 |
| Income tax | 10,000 | 33,000 | 45,000 | 28,000 |
| Net income | 371,000 | -233,000 | -715,000 | -99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,618,000 | 6,788,000 | 7,652,000 | 8,265,000 |
| Total capital | 7,273,000 | 7,417,000 | 8,315,000 | 8,890,000 |
| Risk-weighted assets | 53,920,000 | 54,754,000 | 54,619,000 | 51,790,000 |