Call reports 2008
FIRST SECURITY BANK & TRUST COMPANY — 2008
What FIRST SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 81,186,000 | 80,219,000 | 83,402,000 | 83,412,000 |
| Total loans | 42,727,000 | 46,285,000 | 46,005,000 | 44,593,000 |
| Allowance for loan losses | 583,000 | 661,000 | 804,000 | 1,409,000 |
| Securities available for sale | 26,974,000 | 25,843,000 | 27,813,000 | 29,789,000 |
| Securities held to maturity | 144,000 | 142,000 | 42,000 | 42,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,533,000 | 60,193,000 | 60,293,000 | 61,308,000 |
| Interest-bearing deposits | 50,617,000 | 51,868,000 | 52,821,000 | 50,813,000 |
| Noninterest-bearing deposits | 7,915,000 | 8,326,000 | 7,473,000 | 10,495,000 |
| Equity capital | 7,900,000 | 7,644,000 | 7,927,000 | 8,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,354,000 | 3,522,000 | 4,693,000 |
| Interest expense | 459,000 | 873,000 | 1,281,000 | 1,658,000 |
| Net interest income | 725,000 | 1,481,000 | 2,241,000 | 3,035,000 |
| Noninterest income | 79,000 | 181,000 | 324,000 | 434,000 |
| Noninterest expense | 722,000 | 1,212,000 | 1,735,000 | 2,238,000 |
| Provision for loan losses | 0 | 70,000 | 229,000 | 811,000 |
| Pretax income | 82,000 | 445,000 | 666,000 | 485,000 |
| Income tax | 2,000 | 10,000 | 19,000 | 17,000 |
| Net income | 80,000 | 435,000 | 647,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,277,000 | 6,657,000 | 6,722,000 | 6,507,000 |
| Total capital | 6,860,000 | 7,309,000 | 7,374,000 | 7,149,000 |
| Risk-weighted assets | 51,284,000 | 53,650,000 | 52,054,000 | 52,891,000 |