Call reports 2007
FIRST SECURITY BANK & TRUST COMPANY — 2007
What FIRST SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 72,070,000 | 69,246,000 | 76,078,000 | 75,831,000 |
| Total loans | 39,045,000 | 40,316,000 | 41,207,000 | 41,729,000 |
| Allowance for loan losses | 541,000 | 553,000 | 562,000 | 574,000 |
| Securities available for sale | 23,384,000 | 23,111,000 | 26,317,000 | 26,668,000 |
| Securities held to maturity | 307,000 | 307,000 | 307,000 | 144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,497,000 | 54,280,000 | 53,529,000 | 54,002,000 |
| Interest-bearing deposits | 48,935,000 | 48,076,000 | 46,624,000 | 46,914,000 |
| Noninterest-bearing deposits | 6,562,000 | 6,203,000 | 6,905,000 | 7,087,000 |
| Equity capital | 6,464,000 | 6,570,000 | 6,928,000 | 7,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,322,000 | 3,510,000 | 4,747,000 |
| Interest expense | 444,000 | 936,000 | 1,479,000 | 2,013,000 |
| Net interest income | 727,000 | 1,386,000 | 2,031,000 | 2,734,000 |
| Noninterest income | 56,000 | 116,000 | 210,000 | 307,000 |
| Noninterest expense | 693,000 | 1,161,000 | 1,598,000 | 2,101,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 341,000 | 643,000 | 940,000 |
| Income tax | 0 | 21,000 | 31,000 | 35,000 |
| Net income | 90,000 | 320,000 | 612,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,676,000 | 5,993,000 | 6,047,000 | 6,413,000 |
| Total capital | 6,217,000 | 6,546,000 | 6,609,000 | 6,987,000 |
| Risk-weighted assets | 46,089,000 | 45,863,000 | 49,501,000 | 49,354,000 |