Call reports 2006
FIRST SECURITY BANK & TRUST COMPANY — 2006
What FIRST SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 60,868,000 | 64,055,000 | 73,808,000 | 64,731,000 |
| Total loans | 32,675,000 | 32,352,000 | 32,874,000 | 35,872,000 |
| Allowance for loan losses | 532,000 | 542,000 | 550,000 | 534,000 |
| Securities available for sale | 22,256,000 | 21,960,000 | 25,263,000 | 24,325,000 |
| Securities held to maturity | 409,000 | 408,000 | 408,000 | 407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,203,000 | 49,448,000 | 59,719,000 | 51,561,000 |
| Interest-bearing deposits | 43,010,000 | 43,666,000 | 42,889,000 | 44,176,000 |
| Noninterest-bearing deposits | 7,193,000 | 5,781,000 | 16,830,000 | 7,384,000 |
| Equity capital | 5,200,000 | 5,112,000 | 5,562,000 | 5,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,776,000 | 2,746,000 | 3,752,000 |
| Interest expense | 293,000 | 618,000 | 999,000 | 1,412,000 |
| Net interest income | 578,000 | 1,158,000 | 1,747,000 | 2,340,000 |
| Noninterest income | 64,000 | 129,000 | 199,000 | 279,000 |
| Noninterest expense | 407,000 | 791,000 | 1,199,000 | 1,635,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 0 |
| Pretax income | 172,000 | 433,000 | 684,000 | 951,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 41,000 |
| Net income | 166,000 | 421,000 | 666,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,650,000 | 4,795,000 | 4,888,000 | 5,095,000 |
| Total capital | 5,104,000 | 5,283,000 | 5,402,000 | 5,617,000 |
| Risk-weighted assets | 38,680,000 | 40,086,000 | 42,349,000 | 42,929,000 |