Call reports 2005
FIRST SECURITY BANK & TRUST COMPANY — 2005
What FIRST SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 54,750,000 | 57,929,000 | 59,971,000 | 61,327,000 |
| Total loans | 25,757,000 | 26,457,000 | 29,378,000 | 32,481,000 |
| Allowance for loan losses | 421,000 | 456,000 | 462,000 | 491,000 |
| Securities available for sale | 21,768,000 | 22,778,000 | 25,741,000 | 23,480,000 |
| Securities held to maturity | 413,000 | 412,000 | 411,000 | 409,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,823,000 | 47,353,000 | 49,042,000 | 49,373,000 |
| Interest-bearing deposits | 38,486,000 | 41,441,000 | 42,353,000 | 42,997,000 |
| Noninterest-bearing deposits | 8,337,000 | 5,913,000 | 6,689,000 | 6,376,000 |
| Equity capital | 4,793,000 | 5,049,000 | 5,144,000 | 5,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,244,000 | 1,983,000 | 2,789,000 |
| Interest expense | 170,000 | 373,000 | 621,000 | 894,000 |
| Net interest income | 425,000 | 871,000 | 1,362,000 | 1,895,000 |
| Noninterest income | 51,000 | 128,000 | 203,000 | 273,000 |
| Noninterest expense | 437,000 | 807,000 | 1,207,000 | 1,636,000 |
| Provision for loan losses | 0 | 0 | 0 | 21,000 |
| Pretax income | 39,000 | 192,000 | 359,000 | 512,000 |
| Income tax | 0 | 1,000 | 7,000 | 24,000 |
| Net income | 39,000 | 191,000 | 352,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,154,000 | 4,280,000 | 4,428,000 | 4,551,000 |
| Total capital | 4,530,000 | 4,696,000 | 4,856,000 | 5,024,000 |
| Risk-weighted assets | 30,035,000 | 33,252,000 | 35,144,000 | 39,229,000 |