Call reports 2004
FIRST SECURITY BANK & TRUST COMPANY — 2004
What FIRST SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 60,452,000 | 58,436,000 | 53,965,000 | 53,877,000 |
| Total loans | 24,977,000 | 24,208,000 | 24,354,000 | 25,385,000 |
| Allowance for loan losses | 734,000 | 642,000 | 431,000 | 421,000 |
| Securities available for sale | 27,769,000 | 25,480,000 | 22,361,000 | 22,109,000 |
| Securities held to maturity | 544,000 | 514,000 | 513,000 | 412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,448,000 | 48,549,000 | 44,063,000 | 43,885,000 |
| Interest-bearing deposits | 43,307,000 | 40,923,000 | 37,939,000 | 37,387,000 |
| Noninterest-bearing deposits | 6,140,000 | 7,626,000 | 6,124,000 | 6,498,000 |
| Equity capital | 4,989,000 | 4,733,000 | 4,916,000 | 4,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,208,000 | 1,769,000 | 2,336,000 |
| Interest expense | 144,000 | 271,000 | 383,000 | 500,000 |
| Net interest income | 488,000 | 937,000 | 1,386,000 | 1,836,000 |
| Noninterest income | 79,000 | 169,000 | 252,000 | 321,000 |
| Noninterest expense | 346,000 | 744,000 | 1,122,000 | 1,545,000 |
| Provision for loan losses | 0 | 0 | 70,000 | 70,000 |
| Pretax income | 221,000 | 362,000 | 457,000 | 553,000 |
| Income tax | 9,000 | 8,000 | 9,000 | 11,000 |
| Net income | 212,000 | 354,000 | 448,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,843,000 | 3,959,000 | 4,040,000 | 4,120,000 |
| Total capital | 4,241,000 | 4,340,000 | 4,401,000 | 4,501,000 |
| Risk-weighted assets | 31,524,000 | 30,878,000 | 29,494,000 | 30,411,000 |