Call reports 2003
FIRST SECURITY BANK & TRUST COMPANY — 2003
What FIRST SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 60,441,000 | 59,493,000 | 59,869,000 | 59,922,000 |
| Total loans | 28,107,000 | 25,600,000 | 24,618,000 | 24,498,000 |
| Allowance for loan losses | 476,000 | 306,000 | 1,132,000 | 708,000 |
| Securities available for sale | 27,019,000 | 24,931,000 | 26,931,000 | 28,731,000 |
| Securities held to maturity | 566,000 | 546,000 | 546,000 | 544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,764,000 | 47,912,000 | 48,753,000 | 49,057,000 |
| Interest-bearing deposits | 43,166,000 | 41,555,000 | 41,228,000 | 41,623,000 |
| Noninterest-bearing deposits | 5,598,000 | 6,358,000 | 7,525,000 | 7,435,000 |
| Equity capital | 5,559,000 | 5,566,000 | 4,558,000 | 4,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,437,000 | 2,093,000 | 2,704,000 |
| Interest expense | 251,000 | 474,000 | 664,000 | 838,000 |
| Net interest income | 514,000 | 963,000 | 1,429,000 | 1,866,000 |
| Noninterest income | 102,000 | 214,000 | 337,000 | 445,000 |
| Noninterest expense | 386,000 | 773,000 | 1,208,000 | 1,573,000 |
| Provision for loan losses | 127,000 | 220,000 | 1,034,000 | 1,034,000 |
| Pretax income | 103,000 | 184,000 | -476,000 | -296,000 |
| Income tax | 0 | 0 | 1,000 | -9,000 |
| Net income | 103,000 | 184,000 | -477,000 | -287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,347,000 | 4,332,000 | 3,466,000 | 3,637,000 |
| Total capital | 4,744,000 | 4,638,000 | 3,843,000 | 4,024,000 |
| Risk-weighted assets | 31,686,000 | 30,030,000 | 29,444,000 | 30,603,000 |