Call reports 2026
FIRST NATIONAL BANK OF OSAKIS, THE — 2026
What FIRST NATIONAL BANK OF OSAKIS, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 96,561,000 | 97,563,000 |
| Total loans | 80,405,000 | 81,997,000 |
| Allowance for loan losses | 719,000 | 751,000 |
| Securities available for sale | 10,459,000 | 9,736,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 79,665,000 | 80,949,000 |
| Interest-bearing deposits | 63,480,000 | 65,454,000 |
| Noninterest-bearing deposits | 16,185,000 | 15,495,000 |
| Equity capital | 9,093,000 | 9,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,308,000 | 2,697,000 |
| Interest expense | 447,000 | 912,000 |
| Net interest income | 861,000 | 1,785,000 |
| Noninterest income | 73,000 | 155,000 |
| Noninterest expense | 665,000 | 1,374,000 |
| Provision for loan losses | 0 | 25,000 |
| Pretax income | 269,000 | 541,000 |
| Income tax | 0 | 0 |
| Net income | 269,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,450,000 | 8,357,000 |
| Total capital | 9,169,000 | 9,109,000 |
| Risk-weighted assets | 76,507,000 | 77,574,000 |