Call reports 2024
FIRST NATIONAL BANK OF OSAKIS, THE — 2024
What FIRST NATIONAL BANK OF OSAKIS, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 91,016,000 | 91,504,000 | 93,025,000 | 93,288,000 |
| Total loans | 72,059,000 | 73,517,000 | 74,270,000 | 75,304,000 |
| Allowance for loan losses | 711,000 | 711,000 | 711,000 | 711,000 |
| Securities available for sale | 12,552,000 | 12,327,000 | 12,486,000 | 12,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,431,000 | 73,486,000 | 76,109,000 | 78,811,000 |
| Interest-bearing deposits | 56,131,000 | 57,763,000 | 58,764,000 | 60,102,000 |
| Noninterest-bearing deposits | 17,300,000 | 15,723,000 | 17,345,000 | 18,709,000 |
| Equity capital | 7,889,000 | 7,939,000 | 8,487,000 | 8,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,057,000 | 2,182,000 | 3,330,000 | 4,511,000 |
| Interest expense | 457,000 | 967,000 | 1,473,000 | 1,945,000 |
| Net interest income | 600,000 | 1,215,000 | 1,857,000 | 2,566,000 |
| Noninterest income | 72,000 | 130,000 | 194,000 | 254,000 |
| Noninterest expense | 578,000 | 1,131,000 | 1,676,000 | 2,257,000 |
| Provision for loan losses | 0 | 0 | 0 | 12,000 |
| Pretax income | 94,000 | 214,000 | 453,000 | 630,000 |
| Income tax | 0 | 0 | 0 | 18,000 |
| Net income | 94,000 | 214,000 | 453,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,562,000 | 7,661,000 | 7,926,000 | 7,884,000 |
| Total capital | 8,273,000 | 8,372,000 | 8,637,000 | 8,595,000 |
| Risk-weighted assets | 68,361,000 | 68,595,000 | 68,703,000 | 68,958,000 |