Call reports 2021
FIRST NATIONAL BANK OF OSAKIS, THE — 2021
What FIRST NATIONAL BANK OF OSAKIS, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 85,787,000 | 87,362,000 | 90,751,000 | 91,220,000 |
| Total loans | 48,149,000 | 52,152,000 | 51,306,000 | 54,537,000 |
| Allowance for loan losses | 164,000 | 197,000 | 230,000 | 298,000 |
| Securities available for sale | 12,135,000 | 17,002,000 | 19,965,000 | 19,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,474,000 | 74,218,000 | 77,760,000 | 78,014,000 |
| Interest-bearing deposits | 54,580,000 | 56,001,000 | 57,163,000 | 57,779,000 |
| Noninterest-bearing deposits | 17,894,000 | 18,217,000 | 20,597,000 | 20,235,000 |
| Equity capital | 9,145,000 | 8,971,000 | 8,940,000 | 8,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,515,000 | 2,315,000 | 3,087,000 |
| Interest expense | 91,000 | 178,000 | 257,000 | 337,000 |
| Net interest income | 649,000 | 1,337,000 | 2,058,000 | 2,750,000 |
| Noninterest income | 29,000 | 54,000 | 85,000 | 117,000 |
| Noninterest expense | 481,000 | 912,000 | 1,421,000 | 1,944,000 |
| Provision for loan losses | 33,000 | 66,000 | 98,000 | 129,000 |
| Pretax income | 164,000 | 413,000 | 624,000 | 794,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 164,000 | 413,000 | 624,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,596,000 | 6,480,000 | 6,518,000 | 6,691,000 |
| Total capital | 6,760,000 | 6,677,000 | 6,748,000 | 6,988,000 |
| Risk-weighted assets | 49,120,000 | 53,110,000 | 52,765,000 | 55,389,000 |