Call reports 2020
FIRST NATIONAL BANK OF OSAKIS, THE — 2020
What FIRST NATIONAL BANK OF OSAKIS, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 70,901,000 | 76,452,000 | 80,413,000 | 83,544,000 |
| Total loans | 47,438,000 | 48,108,000 | 46,968,000 | 48,950,000 |
| Allowance for loan losses | 33,000 | 66,000 | 98,000 | 131,000 |
| Securities available for sale | 13,579,000 | 13,806,000 | 12,690,000 | 12,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,470,000 | 62,825,000 | 66,692,000 | 70,143,000 |
| Interest-bearing deposits | 47,462,000 | 47,843,000 | 49,926,000 | 52,703,000 |
| Noninterest-bearing deposits | 12,008,000 | 14,982,000 | 16,766,000 | 17,440,000 |
| Equity capital | 8,336,000 | 9,183,000 | 9,239,000 | 9,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 782,000 | 1,634,000 | 2,424,000 | 3,222,000 |
| Interest expense | 144,000 | 266,000 | 387,000 | 491,000 |
| Net interest income | 638,000 | 1,368,000 | 2,037,000 | 2,731,000 |
| Noninterest income | 39,000 | 58,000 | 91,000 | 120,000 |
| Noninterest expense | 505,000 | 925,000 | 1,372,000 | 1,891,000 |
| Provision for loan losses | 33,000 | 66,000 | 98,000 | 131,000 |
| Pretax income | 139,000 | 435,000 | 658,000 | 829,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 435,000 | 658,000 | 829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,056,000 | 6,406,000 | 6,507,000 | 6,552,000 |
| Total capital | 6,088,000 | 6,472,000 | 6,605,000 | 6,683,000 |
| Risk-weighted assets | 48,480,000 | 46,295,000 | 46,269,000 | 46,888,000 |