Call reports 2019
FIRST NATIONAL BANK OF OSAKIS, THE — 2019
What FIRST NATIONAL BANK OF OSAKIS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 67,554,000 | 67,086,000 | 69,079,000 | 71,281,000 |
| Total loans | 41,913,000 | 43,641,000 | 42,312,000 | 47,074,000 |
| Allowance for loan losses | 500,000 | 500,000 | 0 | 0 |
| Securities available for sale | 16,304,000 | 16,055,000 | 15,471,000 | 14,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,540,000 | 56,363,000 | 59,240,000 | 59,751,000 |
| Interest-bearing deposits | 44,901,000 | 44,823,000 | 47,208,000 | 47,688,000 |
| Noninterest-bearing deposits | 11,639,000 | 11,540,000 | 12,032,000 | 12,063,000 |
| Equity capital | 8,725,000 | 8,961,000 | 8,201,000 | 8,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,441,000 | 613,000 | 1,359,000 |
| Interest expense | 117,000 | 254,000 | 113,000 | 256,000 |
| Net interest income | 582,000 | 1,187,000 | 500,000 | 1,103,000 |
| Noninterest income | 19,000 | 41,000 | -3,000 | 49,000 |
| Noninterest expense | 429,000 | 926,000 | 346,000 | 759,000 |
| Provision for loan losses | 16,000 | 41,000 | 0 | 0 |
| Pretax income | 156,000 | 261,000 | 151,000 | 393,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 156,000 | 261,000 | 151,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,696,000 | 8,716,000 | 5,603,000 | 5,863,000 |
| Total capital | 9,196,000 | 9,216,000 | 5,603,000 | 5,863,000 |
| Risk-weighted assets | 41,699,000 | 43,423,000 | 46,089,000 | 47,052,000 |