Call reports 2018
FIRST NATIONAL BANK OF OSAKIS, THE — 2018
What FIRST NATIONAL BANK OF OSAKIS, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 64,261,000 | 64,492,000 | 64,881,000 | 65,506,000 |
| Total loans | 38,148,000 | 39,707,000 | 40,544,000 | 40,196,000 |
| Allowance for loan losses | 500,000 | 500,000 | 500,000 | 500,000 |
| Securities available for sale | 18,638,000 | 18,074,000 | 17,477,000 | 17,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,364,000 | 53,015,000 | 53,410,000 | 54,569,000 |
| Interest-bearing deposits | 40,600,000 | 41,731,000 | 41,344,000 | 42,067,000 |
| Noninterest-bearing deposits | 11,764,000 | 11,284,000 | 12,066,000 | 12,502,000 |
| Equity capital | 8,315,000 | 8,398,000 | 8,351,000 | 8,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 640,000 | 1,313,000 | 1,995,000 | 2,689,000 |
| Interest expense | 67,000 | 151,000 | 243,000 | 349,000 |
| Net interest income | 573,000 | 1,162,000 | 1,752,000 | 2,340,000 |
| Noninterest income | 27,000 | 48,000 | 64,000 | 80,000 |
| Noninterest expense | 413,000 | 797,000 | 1,216,000 | 1,714,000 |
| Provision for loan losses | 0 | 22,000 | 59,000 | 59,000 |
| Pretax income | 187,000 | 391,000 | 541,000 | 647,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 187,000 | 391,000 | 541,000 | 647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,519,000 | 8,600,000 | 8,626,000 | 8,671,000 |
| Total capital | 8,994,000 | 9,100,000 | 9,126,000 | 9,171,000 |
| Risk-weighted assets | 37,993,000 | 40,888,000 | 40,889,000 | 40,485,000 |