Call reports 2017
FIRST NATIONAL BANK OF OSAKIS, THE — 2017
What FIRST NATIONAL BANK OF OSAKIS, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 62,853,000 | 63,210,000 | 64,175,000 | 65,181,000 |
| Total loans | 38,360,000 | 39,390,000 | 39,227,000 | 37,349,000 |
| Allowance for loan losses | 552,000 | 563,000 | 550,000 | 500,000 |
| Securities available for sale | 20,018,000 | 19,589,000 | 19,533,000 | 19,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,317,000 | 50,775,000 | 51,537,000 | 53,041,000 |
| Interest-bearing deposits | 44,306,000 | 42,097,000 | 40,839,000 | 41,002,000 |
| Noninterest-bearing deposits | 9,011,000 | 8,678,000 | 10,698,000 | 12,039,000 |
| Equity capital | 7,966,000 | 8,233,000 | 8,519,000 | 8,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,262,000 | 1,946,000 | 2,585,000 |
| Interest expense | 56,000 | 108,000 | 166,000 | 239,000 |
| Net interest income | 576,000 | 1,154,000 | 1,780,000 | 2,346,000 |
| Noninterest income | 71,000 | 94,000 | 119,000 | 142,000 |
| Noninterest expense | 448,000 | 892,000 | 1,279,000 | 1,642,000 |
| Provision for loan losses | 2,000 | 32,000 | 48,000 | 52,000 |
| Pretax income | 197,000 | 324,000 | 572,000 | 794,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 196,000 | 323,000 | 571,000 | 793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,986,000 | 8,113,000 | 8,361,000 | 8,457,000 |
| Total capital | 8,433,000 | 8,588,000 | 8,836,000 | 8,913,000 |
| Risk-weighted assets | 35,686,000 | 37,930,000 | 37,933,000 | 36,511,000 |