Call reports 2014
FIRST NATIONAL BANK OF OSAKIS, THE — 2014
What FIRST NATIONAL BANK OF OSAKIS, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 64,306,000 | 62,667,000 | 62,690,000 | 63,064,000 |
| Total loans | 40,243,000 | 38,903,000 | 39,827,000 | 40,340,000 |
| Allowance for loan losses | 550,000 | 550,000 | 575,000 | 575,000 |
| Securities available for sale | 16,205,000 | 18,111,000 | 17,947,000 | 17,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,230,000 | 53,567,000 | 53,554,000 | 54,259,000 |
| Interest-bearing deposits | 46,303,000 | 45,485,000 | 45,766,000 | 44,832,000 |
| Noninterest-bearing deposits | 8,927,000 | 8,082,000 | 7,788,000 | 9,427,000 |
| Equity capital | 8,197,000 | 8,210,000 | 8,231,000 | 8,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,392,000 | 2,080,000 | 2,878,000 |
| Interest expense | 62,000 | 117,000 | 172,000 | 224,000 |
| Net interest income | 648,000 | 1,275,000 | 1,908,000 | 2,654,000 |
| Noninterest income | 176,000 | 221,000 | 321,000 | 234,000 |
| Noninterest expense | 434,000 | 865,000 | 1,329,000 | 1,890,000 |
| Provision for loan losses | -2,000 | 19,000 | 73,000 | -175,000 |
| Pretax income | 392,000 | 612,000 | 827,000 | 1,173,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 392,000 | 612,000 | 827,000 | 1,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,883,000 | 7,902,000 | 7,918,000 | 7,864,000 |
| Total capital | 8,369,000 | 8,371,000 | 8,393,000 | 8,342,000 |
| Risk-weighted assets | 38,807,000 | 37,426,000 | 37,903,000 | 38,099,000 |