Call reports 2012
FIRST NATIONAL BANK OF OSAKIS, THE — 2012
What FIRST NATIONAL BANK OF OSAKIS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 63,739,000 | 65,315,000 | 64,568,000 | 65,102,000 |
| Total loans | 33,130,000 | 36,210,000 | 38,130,000 | 38,624,000 |
| Allowance for loan losses | 550,000 | 550,000 | 550,000 | 550,000 |
| Securities available for sale | 23,987,000 | 25,041,000 | 22,601,000 | 21,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,613,000 | 53,392,000 | 53,995,000 | 54,641,000 |
| Interest-bearing deposits | 47,161,000 | 45,747,000 | 46,682,000 | 45,061,000 |
| Noninterest-bearing deposits | 8,452,000 | 7,645,000 | 7,313,000 | 9,580,000 |
| Equity capital | 7,889,000 | 8,178,000 | 8,287,000 | 8,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,372,000 | 2,150,000 | 2,857,000 |
| Interest expense | 127,000 | 233,000 | 331,000 | 414,000 |
| Net interest income | 552,000 | 1,139,000 | 1,819,000 | 2,443,000 |
| Noninterest income | 63,000 | 113,000 | 149,000 | 185,000 |
| Noninterest expense | 332,000 | 651,000 | 988,000 | 1,376,000 |
| Provision for loan losses | 76,000 | 74,000 | 74,000 | 151,000 |
| Pretax income | 207,000 | 527,000 | 913,000 | 1,108,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 206,000 | 526,000 | 912,000 | 1,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,332,000 | 7,501,000 | 7,589,000 | 7,585,000 |
| Total capital | 7,755,000 | 7,955,000 | 8,066,000 | 8,060,000 |
| Risk-weighted assets | 33,735,000 | 36,480,000 | 38,108,000 | 37,911,000 |