Call reports 2011
FIRST NATIONAL BANK OF OSAKIS, THE — 2011
What FIRST NATIONAL BANK OF OSAKIS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 59,759,000 | 59,693,000 | 61,601,000 | 62,244,000 |
| Total loans | 36,588,000 | 36,927,000 | 36,063,000 | 35,204,000 |
| Allowance for loan losses | 850,000 | 750,000 | 550,000 | 550,000 |
| Securities available for sale | 18,877,000 | 19,486,000 | 20,160,000 | 22,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,276,000 | 52,036,000 | 53,648,000 | 54,138,000 |
| Interest-bearing deposits | 46,611,000 | 46,547,000 | 46,835,000 | 46,836,000 |
| Noninterest-bearing deposits | 5,665,000 | 5,489,000 | 6,813,000 | 7,302,000 |
| Equity capital | 7,270,000 | 7,446,000 | 7,729,000 | 7,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,507,000 | 2,245,000 | 2,970,000 |
| Interest expense | 174,000 | 331,000 | 485,000 | 624,000 |
| Net interest income | 602,000 | 1,176,000 | 1,760,000 | 2,346,000 |
| Noninterest income | 60,000 | 109,000 | 213,000 | 251,000 |
| Noninterest expense | 350,000 | 684,000 | 1,047,000 | 1,397,000 |
| Provision for loan losses | 46,000 | 130,000 | 176,000 | 171,000 |
| Pretax income | 266,000 | 471,000 | 750,000 | 1,029,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 266,000 | 471,000 | 750,000 | 1,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,965,000 | 7,022,000 | 7,148,000 | 7,278,000 |
| Total capital | 7,420,000 | 7,478,000 | 7,594,000 | 7,725,000 |
| Risk-weighted assets | 36,008,000 | 36,210,000 | 35,597,000 | 35,654,000 |