Call reports 2009
FIRST NATIONAL BANK OF OSAKIS, THE — 2009
What FIRST NATIONAL BANK OF OSAKIS, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 55,941,000 | 55,949,000 | 57,068,000 | 59,227,000 |
| Total loans | 35,428,000 | 37,164,000 | 38,338,000 | 38,708,000 |
| Allowance for loan losses | 500,000 | 500,000 | 500,000 | 550,000 |
| Securities available for sale | 15,514,000 | 16,009,000 | 14,901,000 | 14,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,374,000 | 47,188,000 | 48,267,000 | 50,740,000 |
| Interest-bearing deposits | 41,977,000 | 41,751,000 | 42,625,000 | 43,964,000 |
| Noninterest-bearing deposits | 5,397,000 | 5,436,000 | 5,642,000 | 6,776,000 |
| Equity capital | 7,303,000 | 7,523,000 | 7,545,000 | 7,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,610,000 | 2,449,000 | 3,257,000 |
| Interest expense | 266,000 | 505,000 | 740,000 | 974,000 |
| Net interest income | 535,000 | 1,105,000 | 1,709,000 | 2,283,000 |
| Noninterest income | 58,000 | 112,000 | 161,000 | 221,000 |
| Noninterest expense | 313,000 | 624,000 | 965,000 | 1,392,000 |
| Provision for loan losses | -8,000 | -5,000 | -5,000 | 50,000 |
| Pretax income | 288,000 | 598,000 | 910,000 | 1,062,000 |
| Income tax | 2,000 | -1,000 | 2,000 | 3,000 |
| Net income | 286,000 | 599,000 | 908,000 | 1,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,142,000 | 7,320,000 | 7,217,000 | 7,208,000 |
| Total capital | 7,590,000 | 7,781,000 | 7,699,000 | 7,740,000 |
| Risk-weighted assets | 35,771,000 | 45,644,000 | 38,569,000 | 42,573,000 |