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Call reports 2002

FIRST NATIONAL BANK OF OSAKIS, THE — 2002

What FIRST NATIONAL BANK OF OSAKIS, THE reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/bd1f4496-a623-4393-8c5e-0451b7cdaa65/2002

Balance sheet

What the bank holds and owes at quarter end

Measure2002Q12002Q22002Q32002Q4
Total assets49,734,00050,522,00051,912,00052,458,000
Total loans33,115,00032,672,00031,839,00033,807,000
Allowance for loan losses350,000375,000375,000400,000
Securities available for sale12,927,00013,707,00015,411,00014,064,000
Securities held to maturity0000
Trading assets0000
Total deposits41,467,00042,432,00043,488,00044,047,000
Interest-bearing deposits37,682,00038,187,00038,773,00038,711,000
Noninterest-bearing deposits3,785,0004,245,0004,715,0005,336,000
Equity capital5,322,0005,543,0005,855,0005,808,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2002Q12002Q22002Q32002Q4
Interest income861,0001,713,0002,587,0003,428,000
Interest expense334,000658,000968,0001,254,000
Net interest income527,0001,055,0001,619,0002,174,000
Noninterest income65,000128,000218,000288,000
Noninterest expense267,000549,000826,0001,253,000
Provision for loan losses5,00070,00084,000116,000
Pretax income320,000564,000927,0001,093,000
Income tax12,00014,00019,00023,000
Net income308,000550,000908,0001,070,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2002Q12002Q22002Q32002Q4
Tier 1 capital5,158,0005,251,0005,458,0005,470,000
Total capital5,508,0005,626,0005,833,0005,870,000
Risk-weighted assets32,758,00032,391,00032,331,00033,734,000