Call reports 2001
FIRST NATIONAL BANK OF OSAKIS, THE — 2001
What FIRST NATIONAL BANK OF OSAKIS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,245,000 | 45,310,000 | 47,608,000 | 48,069,000 |
| Total loans | 29,035,000 | 30,001,000 | 31,320,000 | 31,635,000 |
| Allowance for loan losses | 350,000 | 375,000 | 425,000 | 350,000 |
| Securities available for sale | 11,651,000 | 11,940,000 | 13,409,000 | 13,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,341,000 | 39,169,000 | 41,286,000 | 41,643,000 |
| Interest-bearing deposits | 33,807,000 | 36,057,000 | 36,603,000 | 37,644,000 |
| Noninterest-bearing deposits | 3,534,000 | 3,112,000 | 4,683,000 | 3,999,000 |
| Equity capital | 4,890,000 | 5,064,000 | 5,194,000 | 5,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,702,000 | 2,572,000 | 3,447,000 |
| Interest expense | 414,000 | 804,000 | 1,195,000 | 1,556,000 |
| Net interest income | 447,000 | 898,000 | 1,377,000 | 1,891,000 |
| Noninterest income | 81,000 | 178,000 | 270,000 | 357,000 |
| Noninterest expense | 239,000 | 500,000 | 790,000 | 1,181,000 |
| Provision for loan losses | 11,000 | 55,000 | 157,000 | 146,000 |
| Pretax income | 281,000 | 524,000 | 703,000 | 924,000 |
| Income tax | 27,000 | 9,000 | 14,000 | 22,000 |
| Net income | 254,000 | 515,000 | 689,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,702,000 | 4,864,000 | 4,888,000 | 5,000,000 |
| Total capital | 5,052,000 | 5,239,000 | 5,279,000 | 5,350,000 |
| Risk-weighted assets | 29,737,000 | 30,312,000 | 31,225,000 | 31,794,000 |