Call reports 2002
KEYSTONE STATE SAVINGS BANK — 2002
What KEYSTONE STATE SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,619,000 | 28,272,000 | 27,942,000 | 28,400,000 |
| Total loans | 9,209,000 | 8,880,000 | 8,658,000 | 7,179,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 1,120,000 | 1,096,000 | 993,000 | 836,000 |
| Securities held to maturity | 8,471,000 | 7,526,000 | 7,700,000 | 8,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,468,000 | 24,094,000 | 23,765,000 | 24,305,000 |
| Interest-bearing deposits | 23,924,000 | 23,562,000 | 23,280,000 | 23,776,000 |
| Noninterest-bearing deposits | 545,000 | 532,000 | 485,000 | 529,000 |
| Equity capital | 4,104,000 | 4,119,000 | 4,121,000 | 4,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 672,000 | 987,000 | 1,256,000 |
| Interest expense | 211,000 | 410,000 | 599,000 | 781,000 |
| Net interest income | 128,000 | 262,000 | 388,000 | 475,000 |
| Noninterest income | 6,000 | 13,000 | 19,000 | 26,000 |
| Noninterest expense | 142,000 | 287,000 | 428,000 | 579,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -8,000 | -12,000 | 15,000 | -6,000 |
| Income tax | -11,000 | -11,000 | -9,000 | -10,000 |
| Net income | 3,000 | -1,000 | 24,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,033,000 | 4,029,000 | 4,054,000 | 4,034,000 |
| Total capital | 4,080,000 | 4,076,000 | 4,101,000 | 4,081,000 |
| Risk-weighted assets | 7,000,000 | 6,817,000 | 6,764,000 | 6,516,000 |