Call reports 2001
KEYSTONE STATE SAVINGS BANK — 2001
What KEYSTONE STATE SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 27,002,000 | 27,331,000 | 27,822,000 | 28,464,000 |
| Total loans | 9,483,000 | 9,448,000 | 9,554,000 | 9,697,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 2,596,000 | 2,436,000 | 2,809,000 | 1,759,000 |
| Securities held to maturity | 8,130,000 | 7,762,000 | 6,378,000 | 6,782,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,802,000 | 23,090,000 | 23,583,000 | 24,275,000 |
| Interest-bearing deposits | 22,271,000 | 22,659,000 | 23,177,000 | 23,726,000 |
| Noninterest-bearing deposits | 531,000 | 431,000 | 405,000 | 549,000 |
| Equity capital | 4,114,000 | 4,140,000 | 4,153,000 | 4,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 449,000 | 885,000 | 1,274,000 | 1,621,000 |
| Interest expense | 264,000 | 529,000 | 791,000 | 1,041,000 |
| Net interest income | 185,000 | 356,000 | 483,000 | 580,000 |
| Noninterest income | 4,000 | 11,000 | 20,000 | 27,000 |
| Noninterest expense | 138,000 | 279,000 | 417,000 | 553,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 88,000 | 86,000 | 54,000 |
| Income tax | 12,000 | 22,000 | 16,000 | 5,000 |
| Net income | 39,000 | 66,000 | 70,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,021,000 | 4,047,000 | 4,051,000 | 4,030,000 |
| Total capital | 4,068,000 | 4,094,000 | 4,098,000 | 4,077,000 |
| Risk-weighted assets | 7,163,000 | 6,930,000 | 7,064,000 | 7,078,000 |