Call reports 2015
LIBERTY SAVINGS BANK, FSB — 2015
What LIBERTY SAVINGS BANK, FSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 55,020,000 | 58,525,000 |
| Total loans | 30,778,000 | 29,599,000 |
| Allowance for loan losses | 520,000 | 520,000 |
| Securities available for sale | 8,596,000 | 8,078,000 |
| Securities held to maturity | 230,000 | 223,000 |
| Trading assets | 0 | 0 |
| Total deposits | 51,831,000 | 55,906,000 |
| Interest-bearing deposits | 49,386,000 | 53,898,000 |
| Noninterest-bearing deposits | 2,445,000 | 2,008,000 |
| Equity capital | 1,174,000 | 756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 430,000 | 845,000 |
| Interest expense | 65,000 | 123,000 |
| Net interest income | 365,000 | 722,000 |
| Noninterest income | -10,000 | 31,000 |
| Noninterest expense | 2,691,000 | 3,466,000 |
| Provision for loan losses | -7,000 | -7,000 |
| Pretax income | -2,329,000 | -2,706,000 |
| Income tax | 0 | 19,000 |
| Net income | -2,329,000 | -2,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 1,124,000 | 727,000 |
| Total capital | 1,417,000 | 992,000 |
| Risk-weighted assets | 23,266,000 | 20,982,000 |