Call reports 2006
MERCANTILE NATIONAL BANK OF INDIANA — 2006
What MERCANTILE NATIONAL BANK OF INDIANA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 774,088,000 | 767,262,000 |
| Total loans | 566,847,000 | 575,283,000 |
| Allowance for loan losses | 6,716,000 | 6,937,000 |
| Securities available for sale | 48,105,000 | 43,902,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 635,175,000 | 627,961,000 |
| Interest-bearing deposits | 481,493,000 | 494,835,000 |
| Noninterest-bearing deposits | 153,682,000 | 133,126,000 |
| Equity capital | 128,654,000 | 128,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 9,993,000 | 20,696,000 |
| Interest expense | 3,068,000 | 6,695,000 |
| Net interest income | 6,925,000 | 14,001,000 |
| Noninterest income | 2,258,000 | 3,979,000 |
| Noninterest expense | 7,028,000 | 14,448,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 2,155,000 | 3,532,000 |
| Income tax | 732,000 | 1,130,000 |
| Net income | 1,423,000 | 2,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 65,994,000 | 67,327,000 |
| Total capital | 72,710,000 | 74,264,000 |
| Risk-weighted assets | 606,167,000 | 623,597,000 |