Call reports 2002
MERCANTILE NATIONAL BANK OF INDIANA — 2002
What MERCANTILE NATIONAL BANK OF INDIANA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 664,247,000 | 761,683,000 | 713,441,000 | 732,709,000 |
| Total loans | 481,238,000 | 497,502,000 | 505,859,000 | 520,813,000 |
| Allowance for loan losses | 5,009,000 | 4,956,000 | 5,202,000 | 5,411,000 |
| Securities available for sale | 84,961,000 | 82,168,000 | 77,891,000 | 72,399,000 |
| Securities held to maturity | 31,948,000 | 30,700,000 | 29,357,000 | 25,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,408,000 | 580,664,000 | 555,381,000 | 573,217,000 |
| Interest-bearing deposits | 475,168,000 | 545,955,000 | 512,191,000 | 538,592,000 |
| Noninterest-bearing deposits | 32,240,000 | 34,709,000 | 43,190,000 | 34,625,000 |
| Equity capital | 64,879,000 | 66,921,000 | 69,139,000 | 68,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,461,000 | 18,932,000 | 28,646,000 | 37,960,000 |
| Interest expense | 3,270,000 | 6,386,000 | 9,633,000 | 12,599,000 |
| Net interest income | 6,191,000 | 12,546,000 | 19,013,000 | 25,361,000 |
| Noninterest income | 2,866,000 | 5,814,000 | 9,282,000 | 12,851,000 |
| Noninterest expense | 6,380,000 | 12,827,000 | 19,297,000 | 26,387,000 |
| Provision for loan losses | 675,000 | 1,350,000 | 2,025,000 | 2,675,000 |
| Pretax income | 2,044,000 | 4,220,000 | 7,011,000 | 9,192,000 |
| Income tax | 624,000 | 1,291,000 | 2,209,000 | 2,688,000 |
| Net income | 1,420,000 | 2,929,000 | 4,802,000 | 6,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,106,000 | 65,230,000 | 66,568,000 | 66,177,000 |
| Total capital | 69,316,000 | 70,383,000 | 71,953,000 | 71,792,000 |
| Risk-weighted assets | 530,696,000 | 564,401,000 | 563,292,000 | 574,007,000 |