Call reports 2001
MERCANTILE NATIONAL BANK OF INDIANA — 2001
What MERCANTILE NATIONAL BANK OF INDIANA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 603,948,000 | 678,159,000 | 661,057,000 | 649,167,000 |
| Total loans | 423,638,000 | 465,462,000 | 443,638,000 | 466,154,000 |
| Allowance for loan losses | 4,520,000 | 4,585,000 | 4,694,000 | 9,590,000 |
| Securities available for sale | 85,556,000 | 74,873,000 | 76,331,000 | 78,529,000 |
| Securities held to maturity | 42,185,000 | 40,384,000 | 38,098,000 | 34,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,824,000 | 517,321,000 | 503,705,000 | 492,447,000 |
| Interest-bearing deposits | 399,077,000 | 485,991,000 | 469,112,000 | 452,473,000 |
| Noninterest-bearing deposits | 35,747,000 | 31,330,000 | 34,593,000 | 39,974,000 |
| Equity capital | 64,735,000 | 65,049,000 | 67,525,000 | 64,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,910,000 | 22,004,000 | 32,957,000 | 42,737,000 |
| Interest expense | 5,060,000 | 10,018,000 | 14,713,000 | 18,482,000 |
| Net interest income | 5,850,000 | 11,986,000 | 18,244,000 | 24,255,000 |
| Noninterest income | 2,468,000 | 4,977,000 | 7,850,000 | 11,262,000 |
| Noninterest expense | 5,891,000 | 11,966,000 | 18,032,000 | 23,722,000 |
| Provision for loan losses | 525,000 | 1,052,000 | 1,579,000 | 7,085,000 |
| Pretax income | 1,910,000 | 3,955,000 | 6,516,000 | 4,735,000 |
| Income tax | 553,000 | 1,176,000 | 2,011,000 | 641,000 |
| Net income | 1,357,000 | 2,779,000 | 4,505,000 | 4,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,963,000 | 64,398,000 | 65,725,000 | 63,451,000 |
| Total capital | 68,640,000 | 69,147,000 | 70,591,000 | 70,143,000 |
| Risk-weighted assets | 470,445,000 | 514,770,000 | 500,298,000 | 518,131,000 |