Call reports 2026
SOFI BANK, NATIONAL ASSOCIATION — 2026
What SOFI BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 49,667,835,000 | 56,821,411,000 |
| Total loans | 40,905,150,000 | 46,722,712,000 |
| Allowance for loan losses | 51,933,000 | 56,459,000 |
| Securities available for sale | 3,040,022,000 | 3,977,313,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 153,303,000 | 205,503,000 |
| Total deposits | 42,321,604,000 | 46,781,713,000 |
| Interest-bearing deposits | 42,179,633,000 | 46,639,741,000 |
| Noninterest-bearing deposits | 141,971,000 | 141,972,000 |
| Equity capital | 6,326,023,000 | 7,277,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 985,496,000 | 2,110,693,000 |
| Interest expense | 297,984,000 | 639,755,000 |
| Net interest income | 687,512,000 | 1,470,938,000 |
| Noninterest income | 306,497,000 | 651,811,000 |
| Noninterest expense | 666,899,000 | 1,428,613,000 |
| Provision for loan losses | 8,895,000 | 22,650,000 |
| Pretax income | 326,090,000 | 679,221,000 |
| Income tax | 81,482,000 | 175,105,000 |
| Net income | 244,608,000 | 504,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,109,887,000 | 7,078,531,000 |
| Total capital | 6,161,631,000 | 7,134,800,000 |
| Risk-weighted assets | 39,953,375,000 | 46,672,968,000 |