Call reports 2009
SOFI BANK, NATIONAL ASSOCIATION — 2009
What SOFI BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 99,183,000 | 100,935,000 | 101,291,000 | 98,374,000 |
| Total loans | 60,834,000 | 65,397,000 | 67,110,000 | 64,538,000 |
| Allowance for loan losses | 1,203,000 | 1,201,000 | 1,191,000 | 1,609,000 |
| Securities available for sale | 734,000 | 465,000 | 358,000 | 328,000 |
| Securities held to maturity | 2,576,000 | 2,580,000 | 2,513,000 | 2,522,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,984,000 | 90,801,000 | 91,272,000 | 90,385,000 |
| Interest-bearing deposits | 61,628,000 | 61,690,000 | 62,180,000 | 61,276,000 |
| Noninterest-bearing deposits | 27,356,000 | 29,111,000 | 29,092,000 | 29,109,000 |
| Equity capital | 9,857,000 | 9,708,000 | 9,553,000 | 7,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,447,000 | 3,677,000 | 4,870,000 |
| Interest expense | 230,000 | 451,000 | 631,000 | 809,000 |
| Net interest income | 1,041,000 | 1,996,000 | 3,046,000 | 4,061,000 |
| Noninterest income | 205,000 | 514,000 | 816,000 | 1,026,000 |
| Noninterest expense | 1,560,000 | 3,145,000 | 4,673,000 | 6,299,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 650,000 |
| Pretax income | -314,000 | -635,000 | -815,000 | -1,862,000 |
| Income tax | -165,000 | -330,000 | -343,000 | 519,000 |
| Net income | -149,000 | -305,000 | -472,000 | -2,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,369,000 | 8,274,000 | 8,394,000 | 7,639,000 |
| Total capital | 9,254,000 | 9,188,000 | 9,273,000 | 8,481,000 |
| Risk-weighted assets | 70,701,000 | 72,817,000 | 69,983,000 | 66,608,000 |