Call reports 2001
SOFI BANK, NATIONAL ASSOCIATION — 2001
What SOFI BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,621,000 | 74,057,000 | 83,723,000 | 84,994,000 |
| Total loans | 57,290,000 | 60,272,000 | 62,338,000 | 63,690,000 |
| Allowance for loan losses | 462,000 | 529,000 | 570,000 | 583,000 |
| Securities available for sale | 4,183,000 | 3,048,000 | 2,642,000 | 1,019,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,169,000 | 68,441,000 | 77,608,000 | 78,847,000 |
| Interest-bearing deposits | 55,748,000 | 54,086,000 | 61,801,000 | 62,007,000 |
| Noninterest-bearing deposits | 13,421,000 | 14,355,000 | 15,807,000 | 16,840,000 |
| Equity capital | 4,743,000 | 4,821,000 | 5,381,000 | 5,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,690,000 | 3,300,000 | 4,893,000 | 6,464,000 |
| Interest expense | 609,000 | 1,214,000 | 1,808,000 | 2,332,000 |
| Net interest income | 1,081,000 | 2,086,000 | 3,085,000 | 4,132,000 |
| Noninterest income | 236,000 | 428,000 | 722,000 | 1,007,000 |
| Noninterest expense | 1,016,000 | 2,024,000 | 3,182,000 | 4,391,000 |
| Provision for loan losses | 27,000 | 94,000 | 118,000 | 136,000 |
| Pretax income | 274,000 | 396,000 | 546,000 | 649,000 |
| Income tax | 93,000 | 139,000 | 96,000 | 86,000 |
| Net income | 181,000 | 257,000 | 450,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,731,000 | 4,808,000 | 5,347,000 | 5,458,000 |
| Total capital | 5,193,000 | 5,337,000 | 5,917,000 | 6,041,000 |
| Risk-weighted assets | 46,753,000 | 50,187,000 | 53,384,000 | 53,890,000 |