Call reports 2018
SECURANT BANK & TRUST — 2018
What SECURANT BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 216,497,000 | 220,354,000 | 223,105,000 |
| Total loans | 180,151,000 | 186,212,000 | 188,918,000 |
| Allowance for loan losses | 2,109,000 | 2,116,000 | 2,101,000 |
| Securities available for sale | 18,807,000 | 18,886,000 | 17,955,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 171,208,000 | 175,086,000 | 172,463,000 |
| Interest-bearing deposits | 144,953,000 | 146,549,000 | 142,641,000 |
| Noninterest-bearing deposits | 26,255,000 | 28,537,000 | 29,822,000 |
| Equity capital | 23,450,000 | 23,720,000 | 22,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 2,251,000 | 4,667,000 | 7,188,000 |
| Interest expense | 552,000 | 1,187,000 | 1,873,000 |
| Net interest income | 1,699,000 | 3,480,000 | 5,315,000 |
| Noninterest income | 100,000 | 198,000 | 314,000 |
| Noninterest expense | 1,437,000 | 2,902,000 | 6,606,000 |
| Provision for loan losses | 0 | -33,000 | -53,000 |
| Pretax income | 362,000 | 809,000 | -924,000 |
| Income tax | 101,000 | 225,000 | -238,000 |
| Net income | 261,000 | 584,000 | -686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 20,371,000 | 20,695,000 | 19,424,000 |
| Total capital | 22,518,000 | 22,883,000 | 21,597,000 |
| Risk-weighted assets | 171,698,000 | 178,419,000 | 182,452,000 |