Call reports 2017
SECURANT BANK & TRUST — 2017
What SECURANT BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 203,068,000 | 208,690,000 | 209,837,000 | 208,006,000 |
| Total loans | 158,735,000 | 163,877,000 | 168,833,000 | 173,299,000 |
| Allowance for loan losses | 2,600,000 | 2,636,000 | 2,641,000 | 2,102,000 |
| Securities available for sale | 19,674,000 | 19,222,000 | 18,986,000 | 18,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,063,000 | 160,468,000 | 162,114,000 | 160,744,000 |
| Interest-bearing deposits | 130,263,000 | 132,211,000 | 135,398,000 | 133,921,000 |
| Noninterest-bearing deposits | 23,800,000 | 28,257,000 | 26,716,000 | 26,823,000 |
| Equity capital | 23,131,000 | 23,383,000 | 23,838,000 | 23,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,987,000 | 4,006,000 | 6,088,000 | 8,322,000 |
| Interest expense | 365,000 | 765,000 | 1,200,000 | 1,650,000 |
| Net interest income | 1,622,000 | 3,241,000 | 4,888,000 | 6,672,000 |
| Noninterest income | 135,000 | 248,000 | 553,000 | 802,000 |
| Noninterest expense | 1,510,000 | 3,063,000 | 4,535,000 | 5,988,000 |
| Provision for loan losses | 0 | 0 | 0 | -700,000 |
| Pretax income | 247,000 | 426,000 | 906,000 | 2,186,000 |
| Income tax | 0 | 0 | 0 | 1,326,000 |
| Net income | 247,000 | 426,000 | 906,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,472,000 | 18,651,000 | 19,131,000 | 20,111,000 |
| Total capital | 20,427,000 | 20,753,000 | 21,174,000 | 22,220,000 |
| Risk-weighted assets | 154,749,000 | 166,519,000 | 161,794,000 | 167,963,000 |