Call reports 2016
SECURANT BANK & TRUST — 2016
What SECURANT BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 185,266,000 | 212,840,000 | 188,282,000 | 200,106,000 |
| Total loans | 139,715,000 | 141,243,000 | 149,349,000 | 161,002,000 |
| Allowance for loan losses | 3,500,000 | 3,493,000 | 3,527,000 | 2,587,000 |
| Securities available for sale | 21,886,000 | 20,604,000 | 19,252,000 | 18,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,155,000 | 179,320,000 | 151,975,000 | 155,846,000 |
| Interest-bearing deposits | 130,407,000 | 155,873,000 | 127,201,000 | 130,656,000 |
| Noninterest-bearing deposits | 23,748,000 | 23,447,000 | 24,774,000 | 25,190,000 |
| Equity capital | 19,740,000 | 20,131,000 | 20,331,000 | 22,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,801,000 | 3,658,000 | 5,487,000 | 7,413,000 |
| Interest expense | 297,000 | 614,000 | 939,000 | 1,277,000 |
| Net interest income | 1,504,000 | 3,044,000 | 4,548,000 | 6,136,000 |
| Noninterest income | 187,000 | 370,000 | 563,000 | 535,000 |
| Noninterest expense | 1,493,000 | 3,018,000 | 4,534,000 | 6,009,000 |
| Provision for loan losses | 0 | -135,000 | -135,000 | -435,000 |
| Pretax income | 198,000 | 531,000 | 738,000 | 1,123,000 |
| Income tax | 0 | 0 | 0 | -2,400,000 |
| Net income | 198,000 | 531,000 | 738,000 | 3,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,300,000 | 17,632,000 | 17,840,000 | 18,225,000 |
| Total capital | 19,060,000 | 19,395,000 | 19,684,000 | 20,234,000 |
| Risk-weighted assets | 138,000,000 | 138,192,000 | 144,791,000 | 158,132,000 |