Call reports 2015
SECURANT BANK & TRUST — 2015
What SECURANT BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 182,549,000 | 178,936,000 | 178,477,000 | 183,539,000 |
| Total loans | 138,101,000 | 136,149,000 | 136,578,000 | 142,994,000 |
| Allowance for loan losses | 3,788,000 | 3,832,000 | 3,842,000 | 3,604,000 |
| Securities available for sale | 22,125,000 | 23,809,000 | 22,855,000 | 20,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,550,000 | 149,694,000 | 147,173,000 | 144,173,000 |
| Interest-bearing deposits | 132,447,000 | 127,500,000 | 122,349,000 | 119,969,000 |
| Noninterest-bearing deposits | 24,103,000 | 22,194,000 | 24,824,000 | 24,204,000 |
| Equity capital | 11,054,000 | 11,129,000 | 11,291,000 | 19,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,752,000 | 3,504,000 | 5,244,000 | 7,057,000 |
| Interest expense | 280,000 | 565,000 | 839,000 | 1,109,000 |
| Net interest income | 1,472,000 | 2,939,000 | 4,405,000 | 5,948,000 |
| Noninterest income | 380,000 | 645,000 | 808,000 | 557,000 |
| Noninterest expense | 1,438,000 | 2,998,000 | 4,537,000 | 5,761,000 |
| Provision for loan losses | 0 | 0 | 0 | -355,000 |
| Pretax income | 435,000 | 607,000 | 697,000 | 1,120,000 |
| Income tax | 0 | 0 | 0 | -1,504,000 |
| Net income | 435,000 | 607,000 | 697,000 | 2,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,122,000 | 10,294,000 | 10,385,000 | 17,101,000 |
| Total capital | 11,869,000 | 11,985,000 | 12,065,000 | 18,876,000 |
| Risk-weighted assets | 137,879,000 | 133,071,000 | 132,185,000 | 138,613,000 |