Call reports 2014
SECURANT BANK & TRUST — 2014
What SECURANT BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 187,826,000 | 184,818,000 | 192,001,000 | 180,218,000 |
| Total loans | 133,686,000 | 128,845,000 | 134,242,000 | 132,842,000 |
| Allowance for loan losses | 4,605,000 | 4,350,000 | 4,317,000 | 3,732,000 |
| Securities available for sale | 24,125,000 | 25,337,000 | 24,738,000 | 24,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,879,000 | 155,672,000 | 162,586,000 | 152,662,000 |
| Interest-bearing deposits | 136,451,000 | 131,155,000 | 135,246,000 | 126,711,000 |
| Noninterest-bearing deposits | 23,428,000 | 24,517,000 | 27,340,000 | 25,951,000 |
| Equity capital | 8,868,000 | 9,080,000 | 9,376,000 | 10,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,872,000 | 3,568,000 | 5,331,000 | 7,111,000 |
| Interest expense | 320,000 | 625,000 | 916,000 | 1,200,000 |
| Net interest income | 1,552,000 | 2,943,000 | 4,415,000 | 5,911,000 |
| Noninterest income | 140,000 | 318,000 | 548,000 | 862,000 |
| Noninterest expense | 1,518,000 | 2,960,000 | 4,332,000 | 6,010,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 301,000 | 631,000 | 763,000 |
| Income tax | 0 | 0 | 0 | -950,000 |
| Net income | 174,000 | 301,000 | 631,000 | 1,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,098,000 | 9,226,000 | 9,555,000 | 9,885,000 |
| Total capital | 10,828,000 | 10,921,000 | 11,277,000 | 11,575,000 |
| Risk-weighted assets | 135,463,000 | 132,904,000 | 135,035,000 | 133,115,000 |