Call reports 2013
SECURANT BANK & TRUST — 2013
What SECURANT BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 202,342,000 | 195,298,000 | 190,941,000 | 186,566,000 |
| Total loans | 144,924,000 | 143,191,000 | 142,031,000 | 139,524,000 |
| Allowance for loan losses | 7,659,000 | 7,723,000 | 7,772,000 | 5,887,000 |
| Securities available for sale | 26,067,000 | 24,993,000 | 24,196,000 | 23,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,583,000 | 172,724,000 | 168,564,000 | 160,966,000 |
| Interest-bearing deposits | 153,177,000 | 144,902,000 | 141,876,000 | 137,472,000 |
| Noninterest-bearing deposits | 26,406,000 | 27,822,000 | 26,688,000 | 23,494,000 |
| Equity capital | 8,616,000 | 8,498,000 | 8,300,000 | 8,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,937,000 | 3,845,000 | 5,644,000 | 7,421,000 |
| Interest expense | 399,000 | 796,000 | 1,149,000 | 1,487,000 |
| Net interest income | 1,538,000 | 3,049,000 | 4,495,000 | 5,934,000 |
| Noninterest income | 247,000 | 525,000 | 564,000 | 645,000 |
| Noninterest expense | 1,670,000 | 3,260,000 | 4,786,000 | 6,201,000 |
| Provision for loan losses | 83,000 | 208,000 | 250,000 | 0 |
| Pretax income | 32,000 | 132,000 | 49,000 | 404,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 132,000 | 49,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,552,000 | 8,652,000 | 8,569,000 | 8,924,000 |
| Total capital | 10,445,000 | 10,521,000 | 10,386,000 | 10,691,000 |
| Risk-weighted assets | 146,053,000 | 143,621,000 | 139,349,000 | 137,327,000 |