Call reports 2012
SECURANT BANK & TRUST — 2012
What SECURANT BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 218,927,000 | 212,541,000 | 213,583,000 | 206,025,000 |
| Total loans | 171,348,000 | 158,668,000 | 153,745,000 | 149,036,000 |
| Allowance for loan losses | 6,580,000 | 7,286,000 | 6,872,000 | 9,029,000 |
| Securities available for sale | 23,778,000 | 23,540,000 | 21,845,000 | 26,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,456,000 | 186,149,000 | 187,883,000 | 183,184,000 |
| Interest-bearing deposits | 162,196,000 | 157,319,000 | 158,183,000 | 151,571,000 |
| Noninterest-bearing deposits | 29,260,000 | 28,830,000 | 29,700,000 | 31,613,000 |
| Equity capital | 13,256,000 | 12,085,000 | 11,475,000 | 8,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,360,000 | 4,536,000 | 6,770,000 | 8,999,000 |
| Interest expense | 652,000 | 1,180,000 | 1,672,000 | 2,135,000 |
| Net interest income | 1,708,000 | 3,356,000 | 5,098,000 | 6,864,000 |
| Noninterest income | 285,000 | 528,000 | 847,000 | 1,114,000 |
| Noninterest expense | 1,942,000 | 3,928,000 | 5,914,000 | 7,878,000 |
| Provision for loan losses | 390,000 | 1,482,000 | 2,223,000 | 5,118,000 |
| Pretax income | -339,000 | -1,526,000 | -1,982,000 | -4,777,000 |
| Income tax | 0 | 0 | 0 | 13,000 |
| Net income | -339,000 | -1,526,000 | -1,982,000 | -4,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,972,000 | 11,783,000 | 11,328,000 | 8,520,000 |
| Total capital | 15,127,000 | 13,842,000 | 13,337,000 | 10,464,000 |
| Risk-weighted assets | 167,892,000 | 159,423,000 | 155,785,000 | 148,327,000 |