Call reports 2011
SECURANT BANK & TRUST — 2011
What SECURANT BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 249,682,000 | 250,492,000 | 238,415,000 | 225,496,000 |
| Total loans | 200,498,000 | 199,223,000 | 182,675,000 | 176,248,000 |
| Allowance for loan losses | 6,188,000 | 6,421,000 | 5,663,000 | 8,439,000 |
| Securities available for sale | 22,726,000 | 25,695,000 | 22,428,000 | 22,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,935,000 | 216,410,000 | 204,519,000 | 197,826,000 |
| Interest-bearing deposits | 176,820,000 | 176,469,000 | 172,982,000 | 169,187,000 |
| Noninterest-bearing deposits | 38,115,000 | 39,941,000 | 31,537,000 | 28,639,000 |
| Equity capital | 19,800,000 | 20,051,000 | 19,830,000 | 13,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,883,000 | 5,722,000 | 8,425,000 | 11,027,000 |
| Interest expense | 805,000 | 1,593,000 | 2,347,000 | 3,079,000 |
| Net interest income | 2,078,000 | 4,129,000 | 6,078,000 | 7,948,000 |
| Noninterest income | 167,000 | 387,000 | 591,000 | 840,000 |
| Noninterest expense | 1,800,000 | 3,708,000 | 5,553,000 | 8,613,000 |
| Provision for loan losses | 404,000 | 903,000 | 1,661,000 | 6,122,000 |
| Pretax income | 41,000 | 8,000 | -301,000 | -5,703,000 |
| Income tax | 0 | 0 | 36,000 | 1,036,000 |
| Net income | 41,000 | 8,000 | -337,000 | -6,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,753,000 | 19,911,000 | 19,106,000 | 13,310,000 |
| Total capital | 22,229,000 | 22,390,000 | 21,420,000 | 15,514,000 |
| Risk-weighted assets | 194,333,000 | 194,326,000 | 181,738,000 | 169,965,000 |