Call reports 2010
SECURANT BANK & TRUST — 2010
What SECURANT BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 259,156,000 | 261,150,000 | 248,075,000 | 237,097,000 |
| Total loans | 213,297,000 | 209,907,000 | 206,963,000 | 199,883,000 |
| Allowance for loan losses | 4,762,000 | 5,146,000 | 5,266,000 | 5,800,000 |
| Securities available for sale | 21,892,000 | 23,066,000 | 22,223,000 | 21,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,981,000 | 226,928,000 | 211,963,000 | 199,230,000 |
| Interest-bearing deposits | 200,428,000 | 203,530,000 | 185,124,000 | 171,810,000 |
| Noninterest-bearing deposits | 23,553,000 | 23,398,000 | 26,839,000 | 27,420,000 |
| Equity capital | 18,810,000 | 18,963,000 | 20,695,000 | 19,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,160,000 | 6,301,000 | 9,471,000 | 12,482,000 |
| Interest expense | 1,040,000 | 2,045,000 | 2,990,000 | 3,835,000 |
| Net interest income | 2,120,000 | 4,256,000 | 6,481,000 | 8,647,000 |
| Noninterest income | 120,000 | 232,000 | 416,000 | 386,000 |
| Noninterest expense | 1,607,000 | 3,460,000 | 5,330,000 | 7,248,000 |
| Provision for loan losses | 126,000 | 567,000 | 858,000 | 1,992,000 |
| Pretax income | 1,114,000 | 1,114,000 | 1,472,000 | 584,000 |
| Income tax | 0 | 0 | 0 | -200,000 |
| Net income | 1,114,000 | 1,114,000 | 1,472,000 | 784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,807,000 | 18,826,000 | 20,578,000 | 19,694,000 |
| Total capital | 21,395,000 | 21,400,000 | 23,101,000 | 22,143,000 |
| Risk-weighted assets | 204,756,000 | 203,315,000 | 199,003,000 | 192,491,000 |