Call reports 2009
SECURANT BANK & TRUST — 2009
What SECURANT BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 232,517,000 | 240,028,000 | 254,188,000 | 253,887,000 |
| Total loans | 184,240,000 | 201,897,000 | 208,697,000 | 209,825,000 |
| Allowance for loan losses | 2,325,000 | 2,860,000 | 3,481,000 | 4,630,000 |
| Securities available for sale | 21,386,000 | 21,021,000 | 21,724,000 | 22,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,213,000 | 197,475,000 | 213,787,000 | 219,157,000 |
| Interest-bearing deposits | 171,786,000 | 174,459,000 | 187,961,000 | 193,977,000 |
| Noninterest-bearing deposits | 27,427,000 | 23,016,000 | 25,826,000 | 25,180,000 |
| Equity capital | 18,959,000 | 23,613,000 | 23,358,000 | 18,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,894,000 | 5,933,000 | 9,167,000 | 12,503,000 |
| Interest expense | 1,325,000 | 2,641,000 | 3,915,000 | 5,108,000 |
| Net interest income | 1,569,000 | 3,292,000 | 5,252,000 | 7,395,000 |
| Noninterest income | 144,000 | 284,000 | 439,000 | 600,000 |
| Noninterest expense | 1,863,000 | 3,862,000 | 5,804,000 | 8,662,000 |
| Provision for loan losses | 232,000 | 933,000 | 1,813,000 | 5,910,000 |
| Pretax income | -339,000 | -1,176,000 | -1,883,000 | -6,506,000 |
| Income tax | -196,000 | -589,000 | -912,000 | -268,000 |
| Net income | -143,000 | -587,000 | -971,000 | -6,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,864,000 | 22,540,000 | 22,174,000 | 17,675,000 |
| Total capital | 20,211,000 | 25,090,000 | 24,796,000 | 20,320,000 |
| Risk-weighted assets | 187,733,000 | 203,640,000 | 208,810,000 | 210,330,000 |