Call reports 2007
SECURANT BANK & TRUST — 2007
What SECURANT BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 178,373,000 | 174,193,000 | 183,151,000 | 177,167,000 |
| Total loans | 144,294,000 | 133,249,000 | 131,958,000 | 134,079,000 |
| Allowance for loan losses | 1,514,000 | 1,567,000 | 1,614,000 | 1,657,000 |
| Securities available for sale | 16,786,000 | 16,660,000 | 18,677,000 | 20,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,676,000 | 150,632,000 | 158,741,000 | 150,383,000 |
| Interest-bearing deposits | 125,672,000 | 124,309,000 | 137,704,000 | 129,990,000 |
| Noninterest-bearing deposits | 26,004,000 | 26,323,000 | 21,037,000 | 20,393,000 |
| Equity capital | 14,605,000 | 14,633,000 | 14,957,000 | 17,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,843,000 | 5,793,000 | 8,859,000 | 11,847,000 |
| Interest expense | 1,392,000 | 2,867,000 | 4,446,000 | 5,972,000 |
| Net interest income | 1,451,000 | 2,926,000 | 4,413,000 | 5,875,000 |
| Noninterest income | 155,000 | 322,000 | 506,000 | 697,000 |
| Noninterest expense | 1,296,000 | 2,581,000 | 3,908,000 | 5,338,000 |
| Provision for loan losses | 53,000 | 105,000 | 158,000 | 210,000 |
| Pretax income | 257,000 | 562,000 | 853,000 | 1,024,000 |
| Income tax | 70,000 | 158,000 | 244,000 | 278,000 |
| Net income | 187,000 | 404,000 | 609,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,895,000 | 14,044,000 | 14,189,000 | 17,028,000 |
| Total capital | 15,481,000 | 15,683,000 | 15,875,000 | 18,757,000 |
| Risk-weighted assets | 150,095,000 | 140,772,000 | 142,534,000 | 142,095,000 |