Call reports 2006
SECURANT BANK & TRUST — 2006
What SECURANT BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 159,584,000 | 165,612,000 | 172,210,000 | 168,562,000 |
| Total loans | 128,060,000 | 131,981,000 | 131,129,000 | 135,682,000 |
| Allowance for loan losses | 1,381,000 | 1,416,000 | 1,470,000 | 1,470,000 |
| Securities available for sale | 17,320,000 | 16,877,000 | 17,032,000 | 16,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,800,000 | 141,277,000 | 150,363,000 | 144,716,000 |
| Interest-bearing deposits | 114,378,000 | 115,302,000 | 123,536,000 | 120,557,000 |
| Noninterest-bearing deposits | 23,422,000 | 25,975,000 | 26,827,000 | 24,159,000 |
| Equity capital | 13,733,000 | 13,664,000 | 13,782,000 | 14,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,375,000 | 4,909,000 | 7,597,000 | 10,407,000 |
| Interest expense | 954,000 | 2,072,000 | 3,347,000 | 4,712,000 |
| Net interest income | 1,421,000 | 2,837,000 | 4,250,000 | 5,695,000 |
| Noninterest income | 154,000 | 325,000 | 497,000 | 671,000 |
| Noninterest expense | 1,286,000 | 2,523,000 | 3,870,000 | 5,178,000 |
| Provision for loan losses | 52,000 | 105,000 | 158,000 | 158,000 |
| Pretax income | 237,000 | 534,000 | 719,000 | 1,030,000 |
| Income tax | 70,000 | 165,000 | 216,000 | 310,000 |
| Net income | 167,000 | 369,000 | 503,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,151,000 | 13,151,000 | 13,151,000 | 13,651,000 |
| Total capital | 14,604,000 | 14,639,000 | 14,693,000 | 15,193,000 |
| Risk-weighted assets | 131,990,000 | 138,404,000 | 141,025,000 | 144,871,000 |