Call reports 2002
SECURANT BANK & TRUST — 2002
What SECURANT BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 161,915,000 | 165,019,000 | 172,329,000 | 170,284,000 |
| Total loans | 123,497,000 | 124,062,000 | 130,212,000 | 129,322,000 |
| Allowance for loan losses | 1,642,000 | 2,200,000 | 2,125,000 | 2,208,000 |
| Securities available for sale | 18,786,000 | 21,126,000 | 18,078,000 | 18,816,000 |
| Securities held to maturity | 2,360,000 | 1,770,000 | 1,351,000 | 866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,449,000 | 145,399,000 | 152,403,000 | 150,093,000 |
| Interest-bearing deposits | 120,397,000 | 117,105,000 | 123,467,000 | 123,696,000 |
| Noninterest-bearing deposits | 23,052,000 | 28,294,000 | 28,936,000 | 26,397,000 |
| Equity capital | 13,577,000 | 13,901,000 | 13,879,000 | 13,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,734,000 | 5,473,000 | 8,110,000 | 10,699,000 |
| Interest expense | 1,106,000 | 2,142,000 | 3,134,000 | 4,079,000 |
| Net interest income | 1,628,000 | 3,331,000 | 4,976,000 | 6,620,000 |
| Noninterest income | 282,000 | 505,000 | 754,000 | 1,044,000 |
| Noninterest expense | 1,355,000 | 2,656,000 | 4,057,000 | 5,203,000 |
| Provision for loan losses | 66,000 | 687,000 | 716,000 | 867,000 |
| Pretax income | 584,000 | 588,000 | 1,319,000 | 1,956,000 |
| Income tax | 196,000 | 161,000 | 410,000 | 629,000 |
| Net income | 388,000 | 427,000 | 909,000 | 1,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,715,000 | 12,715,000 | 12,715,000 | 12,715,000 |
| Total capital | 14,392,000 | 14,367,000 | 14,459,000 | 14,481,000 |
| Risk-weighted assets | 134,126,000 | 131,556,000 | 139,048,000 | 140,736,000 |