Call reports 2001
SECURANT BANK & TRUST — 2001
What SECURANT BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 157,597,000 | 164,191,000 | 162,581,000 | 168,171,000 |
| Total loans | 120,642,000 | 124,941,000 | 122,038,000 | 123,791,000 |
| Allowance for loan losses | 1,313,000 | 1,358,000 | 1,512,000 | 1,692,000 |
| Securities available for sale | 14,528,000 | 15,898,000 | 18,028,000 | 19,105,000 |
| Securities held to maturity | 7,305,000 | 6,294,000 | 5,067,000 | 3,749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,752,000 | 146,834,000 | 142,209,000 | 150,988,000 |
| Interest-bearing deposits | 121,306,000 | 120,373,000 | 117,181,000 | 125,455,000 |
| Noninterest-bearing deposits | 22,446,000 | 26,461,000 | 25,028,000 | 25,533,000 |
| Equity capital | 12,027,000 | 13,614,000 | 13,820,000 | 13,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,121,000 | 6,239,000 | 9,283,000 | 12,183,000 |
| Interest expense | 1,572,000 | 3,109,000 | 4,552,000 | 5,832,000 |
| Net interest income | 1,549,000 | 3,130,000 | 4,731,000 | 6,351,000 |
| Noninterest income | 161,000 | 363,000 | 642,000 | 971,000 |
| Noninterest expense | 1,313,000 | 2,697,000 | 4,079,000 | 5,304,000 |
| Provision for loan losses | 45,000 | 151,000 | 312,000 | 742,000 |
| Pretax income | 352,000 | 645,000 | 982,000 | 1,276,000 |
| Income tax | 104,000 | 185,000 | 284,000 | 368,000 |
| Net income | 248,000 | 460,000 | 698,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,023,000 | 12,641,000 | 12,666,000 | 12,715,000 |
| Total capital | 12,408,000 | 14,071,000 | 14,250,000 | 14,405,000 |
| Risk-weighted assets | 123,698,000 | 132,639,000 | 130,604,000 | 135,152,000 |